31% of Help to Buy users didn’t need it, says watchdog

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A third of home buyers who used the Help to Buy scheme last year could have purchased a property without the initiative, research by a government spending watchdog has revealed. According to the national audit office (nao), 31% of the 211,000 buyers who used the equity loan scheme by December 2018 could

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The research also found that 37% of households would not have been able to purchase a property without Help to Buy, but that the scheme had also benefited large developers.

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The federal government spending watchdog additionally stated that round 4% of consumers that used the scheme – which isn’t means examined – had family incomes of over 100,000.Over the entire scheme, 10% of consumers had family incomes of over 80,000, or over 90,000 in London.The analysis additionally discovered that 37% of households wouldn’t have been ready to buy a property with out Help to Buy, however that the scheme had additionally benefited giant builders.

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The research also found that 37% of households would not have been able to purchase a property without Help to Buy, but that the scheme had also benefited large developers. Advertisement