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According to a Citi spokeswoman, the bank’s average personal loan is for $8,000, with an average interest rate between 15 percent and 16 percent. She said some people opt for personal loans rather than credit cards because "some consumers like the discipline of set terms." A double-edged sword
The car financing industry is confident that this new breed of ultra-low-cost loans, which account for 82% of all new car registrations and are known as personal contract plans (PCPs), are a safe and.
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