Effective July 1, 2019, our payment address has changed. Please be assured that any payments received at the old address will be forwarded and applied to your account effective the date we originally received the payment. New Payment Address: Department of Education, FedLoan Servicing, P.O Box 790234, St. Louis, MO 63179-0234
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What You Need to Know About Private Mortgage Insurance (PMI) As mentioned earlier, HomeReady comes with cancellable private mortgage insurance, while FHA mortgage insurance is often required for the life of the loan. And if you plan on making a down payment below 10%, HomeReady will reduce the standard pmi coverage requirements, so you’ll receive better PMI pricing as well.