Foreclosure, short sale, judgments, unpaid tax liens or unpaid student loans, etc, etc.. even if your score were 750 and you had some of these deficiencies, you still might get denied.. the best advice I can give you would be to contact a LOCAL mortgage broker and apply with them.
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Despite interest rates going up and down like a snakes and ladder board in the last two years, the majority of Australians have not looked to refinance their home loan – potentially costing thousands of dollars by not doing so. According to new research commissioned by Aussie, only 7.2 per cent of respondents refinanced their More.
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So after spending $4,000 for the refinance, we would save about $250 (just an estimate). It would take us 16 months to recover that $4,000. Our home value might jump up another $20,000 in that time. Interest rates most likely will go up by then too, which would probably knock the question of refinancing out of the picture. Conclusion
Refinance question. Question Details: I share my home with my Ex-Wife along with a Friend of mine. Combined, I recieve $1,500.00 per Mo. from them. I believe this is Taxable Income and I’m wondering if I can claim this as "Other Income" on a Refinance application Thank, you in advance for your time
If a borrower with a 7% loan is offered a 6% loan with no refinance costs, the decision of whether or not to refinance is a slam-dunk; the deal will clearly leave the borrower better off. But that doesn’t necessarily mean there isn’t a better deal out there.
Before you consider refinancing your existing mortgage, it’s important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through.
To refinance or not to refinance: That is the question. If you’re a homeowner, you might consider refinancing, or trading in your high interest rate mortgage for one with a lower rate. Refinancing down to, say, 4.5% from 6% can save you tens of thousands of dollars over the course of repayment.
Fannie Mae surveys market sentiment Fannie Mae Surveys Market Sentiment. in Daily Dose, Featured, Government, News 27 days ago 558 Views. Fannie Mae reported that the net profit margin outlook for mortgage lenders was positive for.