Editorial: California bill would help borrowers struggling with student debt

On Tuesday, the California Assembly passed a first-in-the-nation "Student Borrower Bill of Rights," which aims to protect borrowers with student loans. Sponsored by Assemblyman Mark Stone, the bill, AB 376, primarily targets student loan servicers, which are responsible for collecting student loan payments and managing student loan accounts.

Editorial: California bill would help borrowers struggling with student debt. that 3.8 million student loan borrowers in California owe about $134.3 billion.. who were struggling with.

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Bernie Sanders Unveils Bill to Cancel Student Debt The new product is a loan modification. When borrowers are unable to pay their monthly mortgage bills, a frequent occurrence in. now runs a company licensed by the state of California to help.

Home Depot: Peak Housing? Think Again Where Does Joe Biden Stand On Student Loan Debt? Former vice president Joe Biden on Tuesday. from low-income backgrounds. biden also promised to overhaul the Public Service Loan Forgiveness Program to help public school teachers pay off their.The Colorado Springs, CO Home Depot has Husky hand tools, appliance delivery services and more for all your home improvement projects. Did you know that the Pikes Peak and Academy Home Depot was the first to open in Colorado Springs? We’re also proud to say we love being part of this community.

When we think about the student debt crisis, it’s easy to place the blame on irresponsible borrowers who went overboard racking up loans for a run-of-the-mill degree. But the problem is far more.

Two-thirds of college graduates leave school with student loans averaging $29,000, and many struggle to pay that debt back. But while millions of borrowers could qualify. more specifically targeted.

Haag’s student loan balance of around $20,000 isn’t as large as the burden shouldered by many other borrowers, but, he said, his difficultly finding a college-level job in the U.S. has made that debt.

Last September, President Donald Trump signed into law a bill allowing. all the help they can get, both health-wise and financially,” Mazza, 41, said. Mazza, a lawyer for the Justice Department who.

June 10, 2014 New York Times editorial: student borrowers and the Economy. June 10, 2014. President Obama took an important step this week when he signed an executive order providing relief to millions of struggling student loan borrowers and urged Congress to pass a student loan refinancing bill that is scheduled for a vote in the Senate on Wednesday.

Gov. Phil Murphy signed two pieces of legislation Thursday to assist student loan borrowers who are struggling with repayment. One of the two bills signed Thursday, Senate Bill 3125/Assembly Bill.

California last year began requiring all student loan servicers to be licensed by the state’s Department of Business Oversight. But Stone, who also authored that legislation, said that only some servicers are complying. Top 10 Bay area zip codes with the highest percentages of student loan borrowers who are 90+ days delinquent (march 2018)

Economic data coming up in the European session Germany’s 10-year bond yield climbed 3bps to -0.20% during morning trade on Friday. It is the highest level in six weeks, as fear of an economic slowdown in Europe eased after recent data showed industrial output in the Euro Area rose 0.9 percent from a month earlier in May, well above market forecasts of 0.2 percent.

Analyzing First Bancshares (FBMS) & Standard Chartered (SCBFF)

First Bancshares (NASDAQ:FBMS) and Standard Chartered (OTCMKTS:SCBFF) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, valuation, dividends, risk, profitability, analyst recommendations and institutional ownership.

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A homeowner can refinance without receiving any of the proceeds by either rolling the costs of the new loan into the principal balance or paying the costs of the loan out of the borrower’s pocket.2 Things You Need to Know to Properly Price Your Home Head to head survey: standard chartered (otcmkts:scbff) & First Bancshares (otcmkts:fbms) meridian interstate Bancorp Inc (NASDAQ:EBSB) Sentiment Worsens in 2019 Q1 | Finance Recorder 1 in 3 Aussies eyes buying a home this year Find out why the.

Standard Chartered earned a daily sentiment score of -2.3 on InfoTrie’s scale. They also gave media stories about the company a news buzz of 0.0 out of 10, indicating that recent news coverage is extremely unlikely to have an impact on the stock’s share price in the near term. View News Stories for Standard Chartered.

For car-stock investors, there are three key things to know about incentives. above 20% and that has a rumored two-year. 2 Things You Need to Know to Properly Price Your Home 2 Things You Need to Know to Properly Price Your Home May 29, 2019 In today’s housing market, home prices are increasing at a slower pace (3.7%) than they have over the.

Head to Head Survey: Standard Chartered (OTCMKTS:SCBFF) & First Bancshares (OTCMKTS:FBMS) Standard Chartered (OTCMKTS:SCBFF) and First Bancshares (NASDAQ:FBMS) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, earnings, profitability, analyst.

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Some we just don’t know yet. The following three areas of the housing market are critical to understand: interest rates, building materials, and the outlook for an economic slowdown.1. Interest Rates. One of the most important things to consider when buying a home is the interest rate you will be charged to borrow the money.

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Bankers’ Still Focus of Irish ‘Anger’ as Bonus Debate Heats Up

Irish government to vote against huge bonuses for bankers at bailed-out AIB. The scheme, if introduced, would see huge bonuses reintroduced for executives, outstripping regular salaries

RT is the first Russian 24/7 english-language news channel which brings the Russian view on global news.

The home of the Fighting Irish had a 79.4 publisher. who grew up there with her sister. “You’ve violated our memories of the house,” Sitar, 43, of Plains Township, said Friday while standing in the.

Still, they may have to overcome the accelerating economy. Democrats, who need to flip at least 23 Republican-held seats nationwide to gain control of the House, intend to focus on anger over some.

Forecasts for Existing and New Sales Forecast (April 2019) – Zillow Research However, keeping market researcher bmi research’s suggested 25% market share in mind, Nikomarov on Tuesday noted that this could increase to over 27 500 MWh by 2027. If these forecasts hold..

It was also the Irish government that decided to give a blanket guarantee to the banking system, covering not just deposits but the billions of euros Irish banks had borrowed from European banks.

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Dara Doyle Bureau Chief @DaraDoy.. Bankers’ Still Focus of Irish ‘Anger’ as Bonus Debate Heats Up economics Ireland Stands by Its Central Bank Outsider – For Now. Irish Bad Bank Set.

A protester holds up a World. The debate about the safeguards reaches way beyond the bank’s board rooms. On a recent fall morning, representatives from NGOs, advocacy groups and environmental.

As Ireland’s bank guarantee closes its doors tomorrow, the Irish debate over the infamous decision of September 2008 and the subsequent bailout is drawing attention in Germany Search Newsletters

The cost of being patriotic, if being patriotic means lighting up a bunch of Chinese-made fireworks. 93 seconds. Luck of the Irish (TNT), $9.99: Still holding its own after a dozen years, this.

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On the other hand, he's referenced the “anger and outrage” still simmering. Banker bonuses are still being paid mostly in cash instead of.

“Without the bankers, there would have been no material.. The Government still has to recover about a third of the 29 billion that was injected.

May needs to convince her own lawmakers of this, and crucially her allies in the Northern Irish Democratic Unionist Party that props up her government. So the focus now is on finding. remaining 27.

Go to NBCNews.com for breaking news, videos, and the latest top stories in world news, business, politics, health and pop culture.

HUD Secretary Ben Carson apparently doesn’t know what an REO is

"Facebook is discriminating against people based upon who they are and where they live," hud secretary ben Carson. know, the people that are seeing these ads are kind of the target audience that.

Surgery is what he knows–and, unfortunately, it's apparently ALL he.. It's just stunning how incompetent he is at every other thing: being HUD secretary, running for president, Betsy DeVos runs the Dept of Education because she doesn't.. I understand that terms like REO, FHA, GSE, etc can seem like.

It doesn’t end there. Shulkin’s position has in recent weeks. This turmoil, in other words, isn’t entirely accidental. HUD Secretary Ben Carson has been in the news in recent days because of plans.

Five things home buyers should never say Their advice is that sellers should never say these 10 things in response. "Why are you selling your house?" might seem like a perfectly innocent question from home buyers, but watch out-if you’re the home seller they’re asking, this is one of the diciest questions you can answer. The reason: Pretty much any explanation you give is.

 · WASHINGTON – An REO, or “real estate owned,” refers to a kind of property owned by a lender, like a bank, after a foreclosure. An Oreo is a kind of delicious sandwich cookie. In a House Financial Services Committee hearing on Tuesday morning, Secretary of Housing and Urban development secretary ben Carson mixed the two terms up.

Rising home costs hurt Triangle buyers, renters Trump’s steel and aluminum tariffs may increase costs for home buyers and renters By. "Tariffs hurt consumers and harm housing affordability," he said.. But the cost of new homes isn.House prices in non-aspirational’ suburbs could fall 85 per cent CoreLogic’s latest hedonic home value index revealed house prices across the city fell by 0.6 per cent over July, the eleventh consecutive monthly fall. prices have also fallen in suburbs where..

What Really Happened: For those looking for a reason to dislike Secretary of Housing and Urban Development Ben Carson that goes further than "he doesn’t know the difference between. there’s been no.

“At this time, SDE doesn’t plan on seeking an appeal,” Yazbak said. Rev. Ashley "AJ" Johnson reflects on meeting witih HUD Secretary Ben Carson and Clay Arsenal Apartments residents. Rev. Ashley.

Housing and Urban Development (HUD) Secretary Ben Carson was quizzed at a hearing on Capitol. 2019 What followed was an awkward back and forth with the congresswoman as Carson appeared to not know.

But then Donald Trump a few hours later went on Twitter, as is his wont, and essentially linked the call to Taiwan with a whole series of things he doesn’t like. seemed to know about it, and the.

Ben Carson defends removing illegal immigrants from public housing Verrengia doesn’t have any control over day-to-day lottery operations. Rev. Ashley "AJ" Johnson reflects on meeting witih HUD Secretary Ben Carson and Clay Arsenal Apartments residents. Rev. Ashley.

AND CARSON WANTED THAT $31,000 DINING ROOM SET: A spokesman for HUD secretary Ben Carson initially denied he. involved in picking out the style of the set, apparently meaning the Carsons didn’t.

3 Things to Know in the Housing Market Today!

What are the three biggest things that are going to set you apart. Hiring managers have usually been around a while too.

3 Things to Know in the Housing Market Today! A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative.

Some we just don’t know yet. The following three areas of the housing market are critical to understand: interest rates, building materials, and the outlook for an economic slowdown. 1. interest rates. One of the most important things to consider when buying a home is the interest rate you will be charged to borrow the money.

A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet. The following three areas of the housing market are critical to understand: interest rates, building materials, […]

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Some we just don’t know yet. The following three areas of the housing market are critical to understand: interest rates, building materials, and the outlook for an economic slowdown. 1. Interest Rates. One of the most important things to consider when buying a home is the interest rate you will be charged to borrow the money.

At the time, the ten-year bond (the subject of his call) was at 3 percent. Today. you know, get those bond yields.

A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet. The following three areas of the housing market are critical to understand: interest rates, building materials, [.]

Some we just don’t know yet. The following three areas of the housing market are critical to understand: interest rates, building materials, and the outlook for an economic slowdown. 1. Interest Rates. One of the most important things to consider when buying a home is the interest rate you will be charged to borrow the money.

3 Things to Know in the Housing Market Today! A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative.

Shortage of cheaper houses stifles U.S. home sales

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WASHINGTON (Reuters) – U.S. home sales fell for a second straight month in April, weighed down by a chronic shortage of more affordable houses, the latest sign the economy was slowing after a temporary boost from exports and an inventory overhang in the first quarter. FILE PHOTO: A home for sale is seen in Santa [.]

Existing home sales, which make up about 90% of U.S. home sales, dropped 4.4% from a year ago, the 14th straight annual decrease. According to the NAR, there was a 10% drop from a year earlier in.

U.S. all-cash sales accounted. reported 2.15 million homes were on the market. While many high-cost homes take months or years to sell, sometimes because they’re listed for unrealistic asking.

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By Lucia Mutikani WASHINGTON (Reuters) – U.S. home sales fell for a second straight month in April, weighed down by a chronic shortage of more affordable houses, the latest sign the economy was slowing after a temporary boost from exports and an inventory overhang in the first quarter. The unexpected drop in sales reported by the National Association of Realtors on Tuesday came on the heels of.

Existing home sales, which make up about 90% of U.S. home sales, dropped 4.4% from a year ago, the 14th straight annual decrease. According to the NAR, there was a 10% drop from a year earlier in.

Shortage of cheaper houses stifles U.S. home sales How banks are handing out freebies to the well-heeled jpmorgan chase earnings show U.S. banks have a growth. – Recent articles in the WSJ headline the fact that the mortgage mess is dealing the banks quite a blow.it’s not over.

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US home sales fell for a second straight month in April, weighed down by a chronic shortage of more affordable houses, the latest sign the economy was slowing after a temporary boost from exports and an inventory overhang in the first quarter. The unexpected drop in sales reported by the National.

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3 Things to Know in the Housing Market Today! 3 Things to Know in the Housing Market Today! A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative.407 Dickson Rd, Campobello, SC 29322 | MLS #261590 | Zillow The Bell 407GXi incorporates new avionics, an upgraded engine, and new executive interior design options. With Garmin’s G1000H NXi integrated flight deck pilots benefit from high-definition displays and faster processors that provide increased brightness and clarity, faster startup and map rendering.

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3 Things to Know in the Housing Market Today! Some we just don’t know yet. The following three areas of the housing market are critical to understand: interest rates, building materials, and the outlook for an economic slowdown. 1. interest Rates. One of the most important things to consider when buying a home is the interest rate you will be charged to borrow the money.

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14646 N 49th Way, Scottsdale, AZ 85254 | Zillow

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14646 N 49th Way, Scottsdale, AZ 85254 is a 1,989 sqft, 3 bed, 2 bath Single-Family Home listed for $425,000. This is a 3 bedroom. 2 bath, 1,989 sq ft gem of a home! Say goodbye to high utility bills with efficient solar panels.

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According to Wheeling-Ohio.4) Borrowers can expect more ease in securing a mortgage: Although interest rates are expected to rise, Erin Lantz, director of mortgages with Zillow, points to a "silver lining." Lantz says that. 2 Myths Holding Back Home Buyers | MyKCM.

Weekly or Fornightly Repayments Instead of a regular monthly repayment, you pay off your home loan weekly or fortnightly.10157 45th St N #2, Pinellas Park, FL 33782 is a 1,653 sqft, 2 Bed, 2 Bath home. See the estimate, review home details, and search for homes nearby.

Here are the results for Homes for Sale in Scottsdale Arizona Zip Code 85254. To Save a Search or Home of Interest – If you would like to save your search or save a particular home that appeals to you, simply click on the "Save Search" link at the top of the results or the "Save Property" link at the top of the specific home listing.

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Scottsdale Home for sale, This is a 3 bedroom. 2 bath, 1,989 sq ft gem of a home! Say goodbye to high utility bills with efficient solar panels that are le

Adjustable Rate Mortgages Are Back In Style, But Is This Good For You? – Affiliated Mortgage When you get a mortgage, you can choose a fixed-rate or adjustable-rate mortgage, known as an ARM. While fixed-rate mortgages keep the same interest rate for the life of the loan, adjustable-rate.

14646 N 49th Way , Scottsdale, AZ 85254-2218 is a single-family home listed for-sale at $425,000. The 1,989 sq. ft. home is a 3 bed, 2.0 bath property. find 62 photos of the 14646 N 49th Way home on Zillow. View more property details, sales history and Zestimate data on Zillow. MLS # 5935986

View 25 photos for 6601 E Aire Libre Ln, Scottsdale, AZ 85254 a 3 bed, 2 bath, 2,002 Sq. Ft. single family home built in 1982 that sold on 03/26/2010.

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Upcoming Tiny House Building Workshops 2019

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Workshop 3: Building with Recycled materials (sun 28th april, 2pm-5pm) – $60 This workshop will provide a solid foundation for those wishing to design, construct and live in a tiny house using recycled materials. Emmet’s tiny house on wheels has been designed and built utilising approximately 90% recycled materials.

This group is for anyone interesting in tiny houses. It’s all about sustainable living, living lightly on the earth, and simply finding a truly affordable way to live that enables us to enjoy life mor. Upcoming events (5+) See all. CASTING Call Tiny House Nation . Sun, Oct 6, 12:00 PM.. Tiny Living Festival Tennessee 2019 CDT time. Sat.

Australian tiny house builders Designer Eco Tiny Homes has recently finished. The design was inspired by a bushfire that recently took place next door to the Designer Eco Tiny Homes workshop. Emans.

Dee Williams is co-teaching this rare and exciting hands-on tiny house design and building intensive workshop! During the day, the workshop group will all work together to build a real tiny house structure. In the evenings, we’ll dig into the design process, letting each individual student draw up plans for their own tiny home.

This natural building and tiny house workshop near Asheville, NC will help transform those dreams into reality in 8 days. It’s a crash-course covering the basics and beyond of tiny house design and construction, with an emphasis on ecological considerations and natural building techniques.

. he will offer up a 5 day hands-on tiny home building workshop in Sebastopol, CA and he will soon offer up tiny furnishings fit for your tiny home. Also in the works through Four Lights Houses is a.

Upcoming tiny house events will keep you informed. PAD is hosting a comprehensive, entry-level tiny house building basics weekend workshop on Saturday and Sunday, Jan. 17-18. There will be another.

Tiny LIVING Festival Florida (4th Annual) Bill Frederick Park at Turkey Lake Orlando, Florida November 22-24, 2019 The United Tiny House Association, organizer the World’s five largest tiny house festivals on record (Florida 2016, Florida 2017, Florida 2018, Georgia 2018 & Georgia 2019), and 12 additional for-charity events, is excited to.

Upcoming Events. Events Search and Views Navigation. Show Events Search. The 2019 People’s Tiny House Festival will be at the Pikes Peak International Raceway, August 2nd-4th, 2019.. and there are plenty of youth-oriented activities – including live animals! Workshops on bees, cob.

What’s Ahead For Mortgage Rates This Week – May 20th, 2019 – Home Loans by Sean Young Last week’s economic releases included the National Association of Home builders housing market index for May, Commerce Department reports on housing start. What’s Ahead For Mortgage Rates This Week – May 21st, 2018. What’s Ahead For Mortgage Rates This Week – July 8th, 2019.

HELOC Crazy Canadians Are Cooling Their Borrowing Sprees – Ellie Pourian

About two million Canadian homeowners have home equity lines of credit (HELOCs) – and many of them are likely to see their borrowing costs go up in the next few months. HELOCs are credit lines.

Interest rates are going up but will Canadians tone down their borrowing?. people priced out of Canada’s overheated housing market may conclude that rising interest rates will cool the market.

It’s not uncommon for people to think they can borrow at 5%, and lend out at 10% hoping they get all of their payments back. Once these people paying 10% or higher can no longer make their payments, HELOC borrowers turned private lenders become a liability. The amount of leverage being used today is epic.

For Canada Day, we’re taking a look at exactly what being average looks like in Canada. If you want to see how you stack up against the typical Canadian, take our fun, though somewhat.

The housing market is cooler and Canadians are taking on less debt – but there is one downside melanie cons june 26, 2018 Mortgage talk canada Canada has some of the highest household debt levels in the world, but last week a new report from Statistics Canada found that that could be starting to change.

Consumer issues. The "evergreen" nature of HELOCs may foster debt persistence. HELOCs are designed, and often marketed, as financial products that allow consumers to borrow large sums of money against their home equity, with little or no obligation to repay it in a timely manner. In most readvanceable mortgages,

One interesting tidbit was that a quarter of Canadians with home equity lines of credit have never used them. HELOC hypocrites. The Claim: A majority [59%] of those without a HELOC claim to be confident in their level of HELOC knowledge. The Reality: Those Canadians averaged a score of 38% when tested on basic knowledge.

OTTAWA – The amount Canadians owe relative to their income crept lower for the second quarter in a row as mortgage borrowing slowed along with a cooler housing market. Statistics Canada said.

Another Property Sold – 13352 East Jewell Avenue #101, Aurora, CO 80012 The annual East aurora art society outdoor show was held in June outside the east aurora middle school. The event brings out many artists and is part of a weekend set of art shows around the community. The organizers announced the list of winners from the show.2417 Greater Druid Hills Boulevard in Hendersonville, North Carolina 28791 – MLS# 3362431 Federal Liberals’ plan to help first-time homebuyers to kick in weeks before election – Grand Forks Gazette The excitement was brimming as the Sandra Gallaway team made the drive to the March 1-4 BC Provincial Masters Curling Championships in Grand forks. opening ceremonies took place March 1 and the.Property Overview – 2417 Greater Druid Hills Blvd, Hendersonville, NC 28791 is a single family home built in 1950. This property was last sold for $136,000 in 2018. This property was last sold for.

Home equity loans (HELOCs) are arguably the best way to finance a home renovation, short of using your own savings. But homeowners should understand HELOCs carry some risks.

Understanding Piti and the 28% Rule | Personal Capital

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Principal, Interest, Taxes, and Insurance, known as PITI, are the four. We've built tools to help you understand the mortgage process and.

How Much Home Can I Afford? Understanding PITI & The 28% Rule. PITI stands for Principle, Interest, Taxes, and Insurance and is what makes.

Can First-Time Homebuyer Programs Help You Become A Homeowner? Federal First-Time Homebuyer Programs Before we explore the programs designed specifically for Maine residents, we’ll examine the homebuyer programs offered by the federal government. It’s wise to consider both federal and state options when you’re conducting your mortgage search.

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The 28/36 rule is used to calculate debt limits that an individual or household should meet to be well-positioned for credit applications.

A general rule of thumb in the financial planning world is that this ratio. 28% of gross monthly income for housing costs, such as rent or an. DTI – debt to income; PITI ratio and PTI ratio are the same and also.. If you understand all that, then there are some mortgage companies that would like to hire you.

The certificates represent obligations of the trust only and do not represent an interest in or obligation of Financial Asset Securities Corp., Countrywide Home Loans Servicing, LP, GMAC Mortgage.

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Monthly Income X 28% = monthly PITI; Monthly Income X 36% – Other loan payments = monthly piti. maximum principal and interest (PI): This is your maximum.

On August 26, 2009, the Board published a proposed rule to prohibit certain compensation payments to loan originators and steering consumers to loans not in their interest (74 FR 43232). In response.

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